Loans and Advisory Services Providing Assistance to Small Business

Financial Services
- Loans, guarantees or equity investment to a maximum
of $150,000 per project
- Reasonable interest rates
- Repayment terms tailored to suit individual business needs
- Work cooperatively with local financial institutions to meet individual needs

Community Futures
Loan and advisory services provided by Community Futures are part of a comprehensive
community economic development strategy. The goal of the strategy is to create a healthy economy on the Sunshine Coast.

Lending Criteria
- Start-up or existing business
- Viability demonstrated through business plan
- Business located on the Sunshine Coast
- Competent management
- Creates or maintains employment
- Ability to repay
- Inability to secure adequate funding under reasonable terms elsewhere
- Reasonable personal investment
- Provision of adequate security

Application Process
- Make an appointment to meet with a Business Advisor to discuss your requirements.
- Draft a business plan. Community Futures provides monthly workshops to assist with business planning.
- Determine specific financial requirements.
- Through consultation with the Business Advisor, develop a plan of action for acquiring financing. You may be required to make application to a bank or credit union.
- Applications meeting Community Futures criteria will be presented by the Business Advisor to a monthly meeting of the Community Futures Loans and Investment Committee.
- The Loans and Investment Committee approves applications determined suitable for Community Futures financial support.

Our Loans Officers are:
Sharon Anderchek and Ron Howes
Our Loans Administrator: Tracey Hincks

To make an inquiry please email us at: loans@communityfutures.org

Your Business Advisor can help you with the application process.