Since 1987
Community Futures Development Corporation of the Sunshine Coast (CFDC-SC) has been helping entrepreneurs and small businesses on the Sunshine Coast.

About CFDC-SC
Welcome to CFDC-SC, your local hub for business support on the Sunshine Coast.
We’re here to help both new and established entrepreneurs succeed. Whether you need personalized business advice, practical planning support, skill-building opportunities, or flexible financing, our team is committed to helping your business grow and thrive.
Below, you’ll find more about the people who make our work possible — from our dedicated staff to our locally governed Board of Directors — as well as key resources and policies that guide our work.
Meet the Team

Morgan Beall
Executive Director
With over 15 years in the finance sector, Morgan’s primary role within one of Canada’s largest Credit Unions was managing their high-risk, non-conventional microfinance business program. He helped develop Financial Literacy programs for start-up entrepreneurs, worked with diverse community partners like Mosaic, Women’s Enterprise Centre, Small Business BC, and acted as a go-to person for social enterprise. He also had a special dedicated focus on supporting impact based businesses – businesses that strive to build economic development while aiming to meet key United Nations Sustainable Development Goals, tackling local and global issues like climate action and food security. Over the past 4 years Morgan has also volunteered his time as a Director on our CFSC Board, as well as on the Rhiza Investment Coop to help build and grow local investments, and volunteers with Gibsons Marine Search and Rescue.
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Yarrow Drtina
Community Business Advisor
With a deep-rooted passion for empowering small businesses and entrepreneurs, Yarrow brings a decade of experience in business support and development to her role as a Community Business Advisor at Community Futures - Sunshine Coast. Throughout her career, Yarrow has demonstrated a strong commitment to fostering local economic growth and community resilience. Most recently, she spent three years working with a local regional economic development and non-profit organization, SCREDO, where she managed the Sunshine Coast “Coast your Vote” People's Choice Awards program, spearheaded the "Keep It Coastal" Buy Local initiative, and led a number of other projects aimed at supporting local businesses.In her current role, Yarrow focuses on providing practical, tailored and impactful advice and support to new and existing entrepreneurs. Her extensive experience in creating and delivering community-focused programs equips her with a deep understanding of local business needs and the ability to drive strategic economic development in our region.

Adrian Budd
Office and Loans Coordinator
Adrian Budd joined Community Futures Sunshine Coast (CFDC-SC) in 2025 as the Office and Loans Coordinator, bringing over 20 years of experience in customer service and management, along with 12 years in IT—primarily within the video game development industry. With a foundation in software engineering, Adrian has a strong ability to learn new tools quickly and adapt to evolving workflows, making him comfortable in roles that call for creative problem-solving and quick learning. Before joining CFDC-SC, Adrian co-founded an educational software company focused on developing products for universities and planetariums. In that role, he handled business development, investment outreach, grant writing, and strategic planning—giving him firsthand insight into the challenges and rewards of entrepreneurship. That experience now fuels his passion for helping others navigate the startup journey. Originally from outside the region, Adrian and his wife passed through the Sunshine Coast in 2022 and quickly felt at home with the kind and thoughtful community of people. His deep interest in small business and community-driven innovation made CFDC-SC a natural landing place. Outside of work, Adrian spends most of his time working on his sailboat, reading, kayaking, or tinkering with software projects. He believes great ideas often come to life through teamwork, open-mindedness, and a bit of creativity. As he puts it: “If you give more than you get, the rest will figure itself out.”
Board Recruitment Process
Our Board of Directors is composed of community-minded individuals who are committed to advancing local economic development through shared values, strategic leadership, and a deep understanding of the Sunshine Coast.
Community Futures operates a Nominations and Governance Committee, which actively reviews and selects board and committee members throughout the year.
If you’re passionate about making a positive impact in your community and are interested in joining our board or a committee, we’d love to hear from you!
Meet the Board

Lloyd Bernhardt
Board Chair
Lloyd is CFDC-SC's board chair at Community Futures of the Sunshine Coast and boasts a diverse career spanning digital innovation and tangible impact. His journey, from hi-tech entrepreneurship to coffee roasting and sustainability advocacy, reflects a deep commitment to positive change. After adopting their daughter in Guatemala in 1999, Lloyd and his wife Kim launched Ethical Bean Coffee in 2003, roasting exclusively fairtrade certified organic coffee. Ethical Bean became a national and international success, driven by Lloyd's belief that social and environmental responsibility is good business. In 2018, they semi-retired. Lloyd's commitment extends to board roles with Fair Trade Canada, advisory work with McGill University's Institute for International Development, and leadership with the Compassion Fruit Society, a charity supporting children in need of family support in Guatemala. His diverse background underscores his dedication to driving positive change.

Ian Smith
Vice Chair
Ian, a dedicated board member, brings 25+ years of investment banking and corporate advisory experience. He founded Transition Advisory Partners in 2016. His career spans continents, honing buy-side and sell-side skills. From leading B.C.'s M&A practice at an international firm to managing cross-border transactions, Ian gained invaluable experience. His 17 years in Taiwan and Hong Kong saw him assume senior leadership roles in strategy consulting, operations, and corporate finance advisory. Ian's primary goal at Transition Advisory Partners is to empower business owners with cost-effective advice, from capital structure to transitions. He cultivates collaborative relationships with specialists in tax, accounting, legal matters, and family business counseling across Canada.

John Sutherland
Treasurer
John Sutherland, CPA, CGA, is an experienced entrepreneur, mentor and corporate director who has funded, launched and managed companies scanning technology, mining, manufacturing and innovative environmental enterprises.

Glen Edwards
Director
Glen brings more than 25 years of agency and client-side experience that covers the entire spectrum of communications expertise. Glen has been a significant hands-on contributor to executive teams focused on growth and creating positive impact, from non-profits and venture start-ups to well-capitalized publicly traded companies. He has served as a strategic lead on branding, key advertising/marketing initiatives and reputational management.
Reports & Performance Results
Community Futures Sunshine Coast is committed to transparency and public accountability. Our audited financial statements, annual performance report, and fiscal performance results are available upon request.
To receive a copy of any of these reports, please contact us.
2025-2026 Annual Performance Results
2024-2025 Annual Performance Results
Loan Fund Appeal & Redress Policy
All financing decisions made by Community Futures are based on a fair assessment of each applicant’s needs, the suitability of the loan product, and their ability to repay.
If you believe you have been treated unfairly during the loan process, we offer a redress mechanism that begins with an informal complaint to the Executive Director. If needed, the process may proceed to a formal review. To request the full policy or speak with a staff member, please contact us.
Support for Francophone Entrepreneurs
Community Futures Sunshine Coast offers dedicated services for Francophone entrepreneurs through the SDÉ program, ensuring inclusive access to business support in both official languages.
If you identify as Francophone and are looking to start or grow a business, click here to explore available resources and services, or contact us to learn more.
